For each census tract through which the bank originated or procured a small small business loan or tiny farm loan, the bank will have to report the mixture variety and dollar level of modest small business loans and tiny farm loans:
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Other than as usually furnished On this segment, a financial institution have to make sure that its community file has the data demanded by this section for each with the past 3 calendar several years, with The newest calendar year included in its file each year by April 1 of the present calendar yr.
답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.
(2) A nonmetropolitan Center-earnings census tract is specified as underserved if it fulfills the standards for populace measurement, density, and dispersion that show the realm's populace is adequately tiny, slim, and distant from the inhabitants center that the census tract is probably going to acquire trouble financing the fixed expenditures of Conference critical Group requires.
) A Local community development loan originated or purchased, or even a Neighborhood advancement expense built, together with a lawfully binding dedication to increase credit history or a lawfully binding dedication to speculate, from the calendar 12 months, as explained in paragraph I.a.1.i of appendix B to this part;
(B) The success of your financial institution's devices for offering retail banking products and services and the availability and responsiveness from the financial institution's retail banking solutions, pursuant to § 228.23, as applicable;
The loans, investments, providers, and merchandise of a bank's operations subsidiary need to be A part of the financial institution's strategy, Except if the operations subsidiary is independently subject to CRA specifications.
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suggests a closed-stop household mortgage loan or an open-stop property home finance loan loan as these phrases are defined During this portion.
Loans, investments, and providers that support modest corporations or small farms in accordance with how smaller organizations and compact farms are defined inside the relevant prepare, application, or initiative, but excluding loans by a bank on to modest companies or modest farms (possibly as described inside a governing administration strategy, software, or initiative or in § 228.
The Board considers the weighted regular in the overall performance scores similar to the bank's Local community Development Companies Exam conclusions for its facility-centered assessment regions inside of a State, multistate MSA, or even the institution pursuant to portion IV of appendix B to this element.
For car loans, the Board compares check here a lender's geographic and borrower distributions into the relevant Group benchmarks, as presented in paragraph (file) of this part and section VI of appendix A to this portion.
The Board considers the weighted normal with the general performance scores similar to the financial institution's Neighborhood Advancement Financing Exam conclusions for its facility-centered evaluation places inside the multistate MSA, calculated pursuant to area IV of appendix B to this element.